Last week of January 2022

Last week of January is over and we have received almost all dividends from January. Last dividends of this month arrive on monday. Week was pretty quiet but good dividendwise. We made a few small purchases too. 

This week's purchases:

• 21 shares of Capman @2,79256 €
  
• 2 shares of Sampo @42,685 €
  

This week's dividends:

• 2 shares of Saratoga Investment worth 46,31 €
• -1,88 € for taxes from Saratoga DRIP
• 1 share of Main Street Capital worth 43,08 €
• -1,19 € for taxes from Main Street Capital DRIP
• 17,77 € from Clime Capital 
• 10,11 € from MSC Industrial Direct Co

Last full week of January accumulated total of 114,2 € dividends, which is pretty good. We are still expecting six dividends in January. So far we have received 493,99 € passive income in 2022. 

3rd week of January 2022

This week we received some dividends which we reinvested. The stock market seems to be a bit uneasy at the moment, but we are not worried. We haven't considered selling our positions. Instead we will continue increasing our dividend income. 

This week we purchased:

• 5 shares of Gilead Sciences @71,25 USD. This will increase our 2022 income by 10,50 €
  
• 10 shares of Capman @2,904 €. This will increase our 2022 income by 1 €. 
  

We received following dividends

• 7,18 € from Main Street Capital
• 0,96 € from Apple Hospitality Reit
• 26,78 € from Transcontinental
• 36,48 € from Cardinal Health Inc
• 3,77 € from Keurig DrPepper.

Total amount of dividends this week was 75,17 €.

2nd week of January 2022

This week was pretty good one. We received quite nice amount of dividends and made few purchases with dividends received. Our portfolios' first dividend increase came this week. Blackrock raised dividend by 18%, which means approximately 35 € increase to our year 2022 dividends. 

We made following purchases:

• 7 shares of Main Street Capital @44,4628 USD. This will increase our 2022 income by 11 €
• 4 shares of Keurig DrPepper @38,7251 USD. This will increase our 2022 income by 1,64 €
• 1 share of Abbvie @133,67 USD. This will increase our 2022 income by 3,12 € 
• 1 share of Coca Cola @61,53 USD. This will increase our 2022 income by 1,20 €. 

So total amount of 2022 dividends increased this week was 51,96 €. Pretty good increase. 

We received following dividends:

• 19,22 € from Whitestone Reit
• 15,27 € from Pepsico
• 16,63 € from Main Street Capital
• 2 shares of Apollo Investment Corp worth 22,55 €
  
• 10,45 € as a remainder from Apollo Investment Corp DRIP
• 11,27 € from Exchange Income
• 22,76 € from Realty Income
• 31,38 € from Algonquin Power Utilities
• 43,44 € from Leggett & Platt
• 47,25 € from Spirit Realty Capital 

Total amount of dividends received this week was 240,22 €, which is really good amount. Some of Main Street Capital dividends failed to arrive on time. In 2022 we have now received 296,59 € passive income.

First week of 2022

Year has started slowly. We received a few dividends and made some purchases. Nothing special happened. 

This we made following purchases. 

• 1 share of Capman @3,12 €
  
• 25 shares of Main Street Capital @45,1536 USD
• 42 shares of Exchange Income @42,57333

These purchases should increase our 2022 dividend income by 94 €. 

We received year's first dividends and other capital gains:

• 0,02 € interests
• 4,89 € from Genuine Parts 
• 19,00 € from Telus
• 32,46 € from Iron Mountain

Unfortunately our bank failed (again) transfer all dividends on time for us. We are waiting Pepsico dividends to arrive. 

Received passive income in 2022 so far is 56,37 €

 

Year 2021 is over

This week was a good one. We received last dividends and interests for 2021 and we did made last adjustments in our portfolios. 

We sold our position in Trainer's House @0,77020 and bought 1 share of Sampo @44,73 instead.

This week we received following income:

• 49,45 € from Blackrock
• 0,01 € interest from our bank accounts
• 0,56 € from Gladstone Investment corp BDC
• 0,28 € from Gladstone Commercial Reit
• 3,36 € from Main Street Capital
• 17,56 € from Gilead Sciences
• 20,00 € from Citycon
• 7,72 € from A&W Revenue Royalties 
• 6,11 € from Methanex
• 8,27 € from Cohen & Steers Infrastructure Fund
• 13,80 € from Transalta Renewables
• 25,73 € from Brookfield Infrastructure
• 35,96 € from Simon Property group

So our income in the last week of the year was 188,81 € which is really good. Total amount of passive income in December was 738,95 €. December was extremely good month for us as was the whole year 2021. Our total passive income in 2021 was 8678,51 € so we almost reached the target which we have set for 2022! We are positively surprised.

In the last quarter our portfolio developed well. As we did not make many purchases in the last month, we have a bit more cash in our portfolio than usually. Our cash positions increased more than 100% in last quarter. As we do not really invest in funds, our mutual funds increased only a fraction, but still increased a bit. We have considered withdrawing money from the coops, but we have not done it yet. The reason why we consider  withdrawing money from them is that coops have cut the yearly interest paid for the capital invested. 

Our position in shares has increased very well on last quarter. There is substantial growth in both value of the stocks and new invested money for stocks. Our gross investment portfolio has grown  8,87% within last 3 months. Our investment loans have been decreasing a bit faster than the plan is and amount of loan has decreased by 8,1% in the last quarter. Our net investment portfolio has grown 10,39% in the last quarter. Our net investment portfolio grew total of 80 190,89 € in 2021. We are very happy with our portfolio increase in 2021.

Investment portfolio

Asset class	31st Dec 20	1st Apr 21	1st Jul 21	1st Oct 21	31st Dec 21
Cash	1 174,52 €	494,25 €	1 519,58 €	3 079,84 €	6 396,97 €
Investment funds	10 342,75 €	10 331,28 €	9 828,76 €	9 829,82 €	9 834,18 €
Coop memberships	1 500 €	1 500 €	1 500 €	1 500 €	1 500 €
Shares	158 383,37 €	186 531,00€	197 263,20 €	211 134,20 €	227 828,13 €
Gross investment portfolio	171 400,64 €	198 856,53 €	210 111,54 €	225 543,86 €	245 559,28 €
Investment loan	23 023,01 €	21 015,97 €	20 010,80 €	18 489,23 €	16 990,76 €
Net investment portfolio	148 377,63 €	177 840,56 €	190 100,74 €	207 054,63 €	228 568,52 €

Merry Christmas 2021

Week before Christmas was pretty quiet. Our bank failed to deliver Blackrock dividends on time so we are expecting them to arrive next Monday.

This week we bought 2 more shares of Sampo @43,64 €. 

We received following dividends:

• 9,49 € from Dominion Energy
• 53,06 € from Manulife Financial Corp
• 1 share of Main Street Capital, worth of 37,49 €
• -1,99 € witheld taxes from Main Street Capital DRIP

Total amount of dividend this week was 98,05 €. This year we only had 3 months when we did not reach our monthly target as we went above 525 € on December. 

 

3rd week of December 2021

This week was pretty good as mid-month weeks usually are. We received good amount of dividends and made one purchase.

This week Realty Income announced yet another dividend increase. As usual the increase was very small, but even the small increase is an increase. This dividend increase will raise our 2022 income approximately by 0,54 €. 

We bought 2 shares of Sampo @44,125 €. This purchase will improve our 2022 income approximately by 5,51 € since we bought these to non-tax advantaged account. 

 This week we received following dividends:

• 19,53 € from Whitestone Reit
• 20,84 € Coca-Cola
• 4,10 € from Main Street Capital
• 0,50 € from Trainer's House
• 0,67 € from Gladstone Investment Corporation BDC
• 18,15 € from Washington H. Soul Pattinson
• 42,34 € from National Australia Bank 
• 11,15 € from Exchange Income
• 23,12 € from Realty Income
• 73,90 € from Duke Energy

So this week's dividend income was 214,30 €, which is really good. So far our December income is 437,86 €. 

 

2nd week of December 2021

This week was a pretty quiet week. We received few dividends and made few purchases. 

We bought 52 shares of Sampo @44,50404 €. We are expecting to receive total of 3,70 € /share dividends from Sampo so this would increase our 2022 dividend income approximately by 180 €. Some of the shares are in tax advantaged account and some are in regular account. 

We received following dividends:

• 16,84 € from Southern Co
• 30,22 € from Johnson & Johnson
• 18,49 € from Exxon Mobil Corp
• 10,05 € from Walgreens Boots Alliance

Total amount of dividends was 75,60 € which is a bit low side. 

 

First week of December 2021

Month turned to December and it was again time to pay our investment loan payments. We paid back 495 € principal and 16,53 € fees and interests. 

We made few transactions this week:

• sold 4 shares of Cibus Nordic @245,124 SEK
• bought 19 shares of Main Street Capital @45,1943 USD

Also Royal Bank of Canada annouced dividend increase of 11%. This dividend increase means approximately 3 € increase to 2022 dividend income. 

Here is a summary of dividends received this week:

• 10,11 € from MSC Industrial Direct
• 14,23 € from LTC Properties
• 0,27 € from Cibus Nordic
• 0,28 € from Gladstone Commercial Reit
• 0,56 € from Gladstone Investment Corp BDC
• 1,34 € from Sabra Health Care Reit
• 8,01 € from Realty Income as a remainders of Orion spin-off. 
• 2,47 € from A&W Revenue Royalties 
• 8,28 € from Cohen & Steerns Infrastructure Fund
• 13,86 € from Transalta Renewables
• 51,54 € from Canadian Utilities
• 65,37 € from Enbridge Inc. 

Our total dividend income in November was 924,03 €. On first day of December we received 116,82 € dividends. 

Fourth week of November

This was a very quiet week in our portfolio. We made two purchases and received only 3 dividends. 

We had some AUDs sitting on our account and we wanted revinvest them. We bought 383 shares of AGL Energy @5,41611 AUD. We reinvested 375 AUD and rest was new money. If the level of dividends remains the same we expect to receive around 150 € dividends in 2022. We are a bit doubtful if they will keep the dividend payment so high. We also bought 37 shares of A&W Revenue Royalties Income Fund @40,92514 CAD. This purchase should increase our 2022 dividend income by 38,61 €.  

Our current estimation of the next year's dividends shows now that we will meet the set target. Of course there will always be suprises during the year (good and bad ones) so we have to work with next year's portfolio for a while to get some safety margin for suprises.

This week we received following dividends:

• 1 share from Main Street Capital DRIP worth of 40,50 €
• -5,04 taxes from Main Street Capital DRIP
• 28,96 € from Royal Bank of Canada
• 101,28 € from Brickworks 

Total amount of dividends this week was 165,70 € and in November 864,62 €. Total amount for year 2021 is now 7880,15 €.