Last week of July

As a month turns to August we again paid back some of our investment loan. We paid back 213 € of capital and 8,10 € of interest and fees. We also withdrew 1908,06 from one fund and paid heavy taxes on that. The taxes will be adjusted to correct level at the end of the year. We received net 1266,95 € from that fund. We used this money to finalise our "debt restructuring program". Now all our remaining loans have interest rate less than 0,9 %, and monthly free cashflow raised by 645 €.  What we actually did? We renegotiated the terms of our housing loan and paid back in full our car financing plans. We paid back both car financing plans two years in advance. This operation saved us additional 500 € in fees and interests. There is no real costs of paying plans in advance.  The reason was that the monthly fees started to be more than interests.

And now the income part.  On the 31st of July we received dividends from two companies. From LTC properties we received 7,09 € after taxes and fees and from Gladstone Capital Corp. we received 5,05 € after taxes and fees. On 1st of August we also received dividends from two companies, AT&T and Verizon. From AT&T we received 99,97 € after taxes and fees and from Verizon Communications Inc. we received 45,29 € dividends.

So weekly dividends were 154,95 € which is 4th best week so far this year.

Now we have accumulated 77,13% of our this year's target, 3002,54 € of 3892,78 €. So we are missing 890,24 €

Month by month comparison looks like this: