End of November

Another slow week. On last business day of November we received 7,31 € dividends from LTC Properties after taxes and fees deducted and 19,97 CAD dividends from Transalta Renewables after taxes which is approximately 13,64 €.

Our passive income in November was 445,88 € which is 14% higher than last year's November.

We are planning to make few small purchases in December to save on first quarter fees.Our forecast for December predicts significant raise for dividends compared to last year's December. We are considering to strenghten our January dividend income with these buys.

3rd week of November

First, we had small error on numbers last week. We entered one dividend twice to our bookkeeping program, and we did not notice it until Wednesday this week. So actually last weeks numbers were 11 euros too big. Now figures are corrected.

This week we received dividends from two companies. On Monday we received 20,39 € dividends from Main Street Capital after taxes and fees deducted. On Wednesday we received 20,17 € dividends from HSBC. We normally participate HSBC DRIP, but for some reason this time the information did not reach our broker. We blame very unreliable Posti. It is not so uncommon that letters go missing. The reliability of the service has dropped drastically in few years.

And now corrected figures:

We have now accumulated  4306,49 € passive income this year and 17 125,66 € from 2008. This month we have accumulated 424,93 and actually we reached last years' November figures on Monday, not last week as we thought earlier.

November, half way through

As usual our mid-month is pretty good. Week's first dividends came from Ocean Yield. We received 51,39 € after taxes and fees deducted on Wednesday. And because Norway has changed how they withold taxes, Norway now owes us approximately 20 euros. We are still planning to sell Ocean Yield, since it is our only Norwegian stock. We changed our plans to have more stocks from Norway since they changed their taxation to add extra bureucracy.  It is shame, yet another European country, which tries to evade rules of avoiding double-taxation by adding red tape. So basically they follow treatys only if people demands correction later. 

On Thursday we received dividends from two companies. From Whitestone REIT we received 51,25 € after taxes and fees deducted and from Senior Housing Properties Trust we received 23,12 € after taxes and fees deducted.

On Friday we received dividends from 5 companies. From Exchange Income we received  16,15 CAD dividends after taxes. This is approximately 11,05 €. From Inter Pipeline we received 36,46 CAD dividends after taxes, which is approximately 24,96 €. From Realty Income Corp we received 17,46 € after taxes and fees deducted. From Omega Healthcare Investors we received 51,54 € after taxes and fees deducted. From Abbvie we received 8,23 € after taxes and fees deducted.

On Friday we reached last year November dividends. Last year we we received 392,08 € dividends in November and this November we have already received 395,44 € dividends. December will be much better than last year's December, so March is only month this year when our passive income was less than last year.

quiet week

This week was very quiet. No dividends but at least we received some interests. We received 3,86 CAD interests, which is approximately 2,65 €. Luckily not another 0 income week.  We have had total of 4 weeks in this year when we have not received any passive income. Two of them in January and one in February.

Year 2019 goal reached!

We reached this year's target on last week of October. To be exact target was 11,22 € short at the end of October and dividends received on 1st of November broke the target.

We did not make any investments, because the traditional money pit, car, was on yearly maintenace and on maintenance some issues were found. Good bye free cash.

Our this week's financial activity started on 28th of October. We sold our position at Nokia. We realised 444,77 € loss on this position. The reason was total loss of trust to management and cutting the dividends. We were considering increase our position after the q3 results are public. Now we are very happy that we decided to wait results, even we made some losses. This capital went straight to the next money pit, repairing the car. Actually this transaction is our first loss with Nokia. We have owned Nokia shares several times and so far we have realised profits with this share. In total now we are even with Nokia.

First income we received this week was from Telia. On Wednesday we received 57,01 € after taxes and fees deducted. On last day of October we received 19,97 CAD dividends after taxes from Transalta Renewables which is 13,62 €. From LTC Properties we received 7,09 € after taxes and fees deducted.

On the first day of November we had our investment loan payment. We paid back 213 € capital and 6,42 € interests and fees. We also received some dividends. From AT&T we received 96,81 € after taxes and fees deducted. From Verizon communications we received 45,91 € after taxes and fees deducted.

Our investment income in October was 320,94 €. Last year our income was 151,51 in October. We predict that in November we do not get more dividends than last year.  Our this year target was 3892,78 €, now we have accumulated 4024,28 € so we have accumulated 103,38%.

After reaching this year target, and setting the next year target to 5300 € we did some archeology work. We dug our archives and tracked down as much information as we could. We were able to dig up most of our passive income back to 2008. There are some inaccuracies in the data, but still most of the income is there.

From year 2008 onwards we have accumulated at least 16 843,45 € passive income, which is suprisingly lot. Income started to grow after 2015, being quite stable from 2008 to 2015.